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At the current 6.89 percent. it would take to recoup the refinancing costs. For example, if those costs total $2,000 and you save $100 a month on your payment, it will take 20 months to break even..
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Refinancing your mortgage means getting a new loan to pay off your old mortgage at a lower interest rate, and Brooke suggests doing so when interest rates are low. fluctuate with the market, so if.
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