Offered above asking, now stressed about appraisal. Asked by ma174, Seattle, WA Tue Jul 1, 2014. We recently had an offer accepted on a home. We offered $30k over asking in order to get the house.
FHA (Federal Housing Administration) loans are popular with first-time home buyers. After the subprime meltdown, it has been more difficult for first-time home buyers to qualify for a mortgage. They will allow for 6 percent in seller concessions, meaning the seller can pay up to 6 percent of the.
FHA MORTGAGE LOANS FOR FIRST TIME FLORIDA HOMEBUYERS- The FHA loan program is a perfect first time Florida loan program for the buyer with less In additions, with the VA laon and the seller can pay up to 4% to cover the first time VA home buyer prepaid taxes, insurance, closing cost.
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CitiFinancial, which was owed $95,500, rejected the offer because it would have paid off the first mortgage in full but would have left it with a mere $1,000, after fees and closing costs, on the credit line.
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No monthly mortgage insurance premiums or PMI to pay. FHA loans come with both an upfront and an annual mortgage insurance charge. An assumable mortgage, typically subject to VA and/or lender approval. You may be able to have someone take over your mortgage payment, which can be a big.
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The Cash-Out refinance allows qualified veterans to refinance and extract cash from equity, and it’s open to qualified veterans with VA and non-VA loans. Mortgage lenders have no control over a borrower’s eligibility for the funding fee or what they’re required to pay. VA buyers can ask the seller.