Florida FHA Loan News

Forged Documents, Fake Titles: Is The Florida Mortgage Mess Only The Tip Of The Iceberg?

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 · A bank filed for foreclosure and submitted an assignment of mortgage as basis for the case. The court found that the mortgage was carried on the books of Fannie Mae and, thus, didn’t belong to the servicing bank. Apparently only Fannie Mae, the owner of the mortgage, had the right to foreclose, yet the servicing bank filed the case.

 · Apparently only Fannie Mae, the owner of the mortgage, had the right to foreclose, yet the servicing bank filed the case. The judge found that the servicing bank’s actions amount to a knowing deception and are therefore fraud.

 · But so far, the claims seem to me to be the tip of the iceberg. For example, here is the gist of the claim brought by the FHLB of San Francisco : In its amended complaints, the Bank is seeking to rescind its purchases of 136 securities in 116 securitization trusts, for which the Bank originally paid more than $19.5 billion.

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Sadly, only a few thousand grants were available and the city quickly ran out of forms at the public application event. Enter the scammers, armed with worthless photocopies of the form. The forms, even the copies, clearly stated that applications would only be accepted on original documents. Copies would not be accepted.

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