Florida Foreclosure. Florida foreclosure laws are found Title XL, Chapter 702 to learn more about the rules surrounding foreclosure in this state, including deficiency balances (Chapter 702.06). To learn how to prevent foreclosure in Florida, see the Bills.com resource Florida Mortgage Foreclosure & Short Sale.
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With some types of loans, such as real estate loans, the loan includes a prepayment penalty. This ensures that the bank receives a profit if the home buyer decides to refinance immediately. According to the ABI Law Review, accelerating a loan removes the prepayment penalty, because the bank decides to accelerate the loan, not the borrower.
Inside Florida’s Mortgage Lender Licensing Law. Many lenders making loans secured by mortgages against Florida real estate may be unaware of the Mortgage Licensing Law which applies to some but.
1. The association must provide the tenant a notice, by hand delivery or United States mail, in substantially the following form: Pursuant to section 718.116(11), Florida Statutes, the association demands that you pay your rent directly to the condominium association and continue doing so until the association notifies you otherwise.
Florida Housing Finance Corporation (Florida Housing) was created by the state Legislature 35 years ago to assist in providing a range of affordable housing opportunities for residents that help make Florida communities great places in which to live, work and do business. Our vision is to be recognized as an outstanding provider of innovative, measurable, data-driven and fiscally sustainable.
Consumer Pamphlet: Debtors’ Rights in Florida. Note: This pamphlet is available online only. Table of Contents. Your home and Florida’s homestead exemption Your personal property Your vehicle Spousal exemption for jointly held property Your wages Procedure for claiming your exemptions Finding help
Unbanked in Florida turn to payday lenders – MicroBilt. According to the U.S. Census Bureau, the Hispanic population in Florida increased by 57 percent to 4.2 million people between 2000 to 2010, the Orlando Sentinel reports.
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With a combination of both Florida and federal law, collections agencies have a code of conduct that they must follow in order to do their work legally. In the sections below, legal considerations about some of the most concerning aspects of debt collections are outlined, specifically for residents in the state of Florida.