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5 Risks a Vacant Home Can Lead to for Central FL Property Investors Vacant/unoccupied homes have greater risks of something happening and need a special policy, because no one is there to make sure small problems don’t turn into big losses. Our florida vacant home policy is specifically designed for unoccupied homes in Florida and written on our dwelling property 1 (DP1) policy form. It’s a 12 month policy, but can be cancelled or changed after only 3 months.
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